Family Care Guide · Pittsburgh, PA

How Much Does In-Home Care Cost in Pittsburgh? (2026) & Ways to Pay

Cost is usually the first question families ask. Here are the most recent published Pennsylvania figures, how in-home care compares with other options, and the programs that can help Pittsburgh families pay.

By the Trinity Home Care team · Updated

A caregiver and an older adult reviewing a care plan at home

Average cost of in-home care in Pennsylvania

The 2025 CareScout (Genworth) Cost of Care Survey, the most widely cited national cost study, reports a median of $34 per hour for a non-medical home care worker in Pennsylvania. The national median is $35.[1]

Pennsylvania median long-term care costs, 2025[1]
Type of carePA median
Non-medical home care (homemaker / home care aide)$34 per hour
Home care, 44 hours a week$6,483 per month
Adult day health care$117 per day
Assisted living$6,480 per month
Nursing home, semi-private room$11,954 per month
Nursing home, private room$13,688 per month

The survey publishes state-level figures. Pittsburgh-area rates vary by agency and by how many hours you need. Shorter visits, overnights, weekends, and dementia care can be priced differently.

What drives the cost of home care

  • Hours per week. Most families start with 12 to 20 hours and adjust.
  • Level of care. Companionship and housekeeping are different from hands-on help with bathing, toileting, and transfers.
  • Schedule. Overnights, live-in, and 24-hour coverage need more caregiver hours.
  • Consistency. A steady schedule makes it easier to keep the same caregiver.

Does Medicare pay for in-home care?

Medicare pays for skilled home health visits when you are homebound and need part-time or intermittent skilled care. It does not pay for 24-hour care at home, homemaker services, or custodial personal care when that is the only care you need.[2] For most families, non-medical home care is paid another way.

Ways Pittsburgh families pay for home care

Pennsylvania Medicaid: Community HealthChoices (CHC)

CHC is Pennsylvania's managed long-term services program. It serves adults 21 and older who have both Medicare and Medicaid, or who receive long-term services and supports, and you apply through COMPASS.[3]

PA Department of Aging OPTIONS program

OPTIONS serves Pennsylvanians 60 and older with unmet needs that affect daily functioning. It can cover personal care, in-home meals, adult day, and care management. There are no income requirements, but a sliding-scale co-pay may apply.[4]

VA Aid and Attendance

Veterans and survivors who receive a VA pension may qualify for an added monthly amount if they need help with daily activities like bathing, feeding, and dressing, among other criteria.[5] See our veteran care page.

Long-term care insurance and private pay

Many families use long-term care insurance, savings, or a mix of family help and a few paid hours each week. Ask your policy carrier about the elimination period and documentation requirements.

Get a clear price for your situation

Trinity Home Care offers a free, no-obligation in-home assessment. We will recommend a schedule, explain the cost in writing, and help you plan around any benefits you may have. Call 412-345-3721 or request your assessment online.

Frequently asked questions

How much does in-home care cost per hour in Pennsylvania?

The 2025 CareScout Cost of Care Survey reports a Pennsylvania median of $34 per hour for a non-medical home care worker. Actual rates depend on the schedule and the level of care.

Is in-home care cheaper than a nursing home in PA?

For part-time needs, usually yes. The 2025 Pennsylvania median for a semi-private nursing home room was $11,954 per month, compared with $6,483 per month for 44 hours a week of home care. Around-the-clock home care can cost more than a nursing home.

Does Medicare pay for a home caregiver?

Not for non-medical care. Medicare covers skilled home health visits for homebound patients, but not custodial care, homemaker services, or 24-hour care at home.

Will Pennsylvania pay for in-home care for seniors?

Some seniors qualify through Community HealthChoices (Medicaid) or the PA Department of Aging OPTIONS program, which has no income requirement but may include a sliding-scale co-pay.

Sources

  1. CareScout (Genworth), Cost of Care Survey 2025 — Median Cost Data Tables (2026). Accessed November 2026.
  2. Medicare.gov, Home health services. Accessed November 2026.
  3. Pennsylvania Department of Human Services, Community HealthChoices. Accessed November 2026.
  4. Pennsylvania Department of Aging, Apply for Help at Home (OPTIONS Program). Accessed November 2026.
  5. U.S. Department of Veterans Affairs, VA Aid and Attendance benefits and Housebound allowance. Accessed November 2026.
  6. Alzheimer’s Association, 2026 Alzheimer’s Disease Facts and Figures — Pennsylvania (2026). Accessed November 2026.

This guide is general information, not medical, legal, or financial advice. Program rules and costs change; confirm details with the program or your care team.